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Day amp arrives Cashier check returned

Today an amp I shipped across the country arrived safely at it's destination. Oddly enogh while I was at the bank today I was informed that a rather large cashier's check did not clear.

I called the guy up and he answered the phone (good sign) He say's he does not understand what could have happened and will check in to it first thing in the mourning.

My bank say's he may have stopped payment on the cashiers check. They could not give me any other details. Just that I would be recieving the check back in the mail in a few day's

Does this kind of stuff ever turn out good? Or am I screwed?

I will follow up tomorrow.
glen
lakefrontroad
302 posts
 
I always pay and receive large payments by wire transfer. Past the close of business and excepting bank error, there are no reversals.

True freedom is having no other choice. When the money's sent, it's gone.

Good luck, I still believe this should be a dispute resolution with both parties named.

Bill E.
dekay's avatar
dekay
5,715 posts
 
Glen: Sounds like a bank screwup to me and hope all works out for both of you. We bank with Washington Mutual in CA and trust me the EE's @ my branch are clueless (including the manager). I worked for a large clearings bank and the Federal Reserve in my youth and know a great deal more about the business than our branch manager (and I was just a kid then). Many banks "farm" out so much of the processing now that the EE's do not even have a basic understanding of how the system works.
glen's avatar
glen OP
714 posts
 
I got a call from the branch manager of the buyers bank this mourning. She went out of her way to track down this check. She made a photo copy of both sides. Guess what? I forgot to sign the back.

My thoughts at this time are that my bank stinks. They couldn't tell me this three day's ago? Instead they give me the run around, nobody knows nothing. Every person I talked to told me something different.

The last idiot I talked to said they were going to stick it in an envelope, put a stamp on it and send it back to me.

How nice!

Strip the money from my account without warning me or without any explination. Then mail a pretty big chunk of change back to me non-certified mail. Think twice before signing up at Washington Mutual. These people don't have a clue how to treat their customers.

Imagine if this were an international transaction for three times the amount. :^(

Never say it can't happen to me because for me it just did.

I'll keep this thread going till the deal is complete.

Right now I'm waiting a few days on the mail.
sugarbrie
3,854 posts
 
Forget to sign; Homer Simpson said it best:--- DOH !!
stehno
1,453 posts
 
Glen, I think the story goes something like and God blamed Adam and Adam blamed Eve and Eve blamed the serpent and Glen blamed the bank and the bank blamed the clerk and clerk blamed ....
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