[...]
One of the managers from one of the services confessed to me that they were actually graded on how few claims they paid, and encouraged to deny claims routinely, regardless of merit. I am disgusted with the whole lot of them. [...]
That remark reminded me of something. A close friend of mine during college dated a girl who worked for the IRS in the auditing department. You guessed it... they were graded on how much money they got from taxpayers who were deemed not to have paid enough for whatever reason. The more the better. The way he described it as she told him was one of those things you didn't really want to know about.