Do you pull A/C plugs during thunder storms?

I always unplug during thunderstorms. To the one person who just flips a breaker. A current surge from lightning can arc across the few millimeters gap of the contacts in the breaker. It is safer to pull the plug.

Curious - those of you who lost equipment, how successful were you (if attempted) at getting them replaced by insurance? Is that covered usually?

I had no problem with State Farm they even replaced my speaker cables & interconnects.

No my audio would be the last of my concerns if my hoouse was struck by lighting.The only thing I do is dig out the candles and have faith in God!