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How to STOP PayPal from consistent breaking and breaching privacy.

I’ve been using paypal to make purchases on parts mainly and the rest of business is mainly SELLING. One day I wasn’t able to purchase Sansui SR1080 turntable platter for $22 from eBay with red message to address issue with paypal.
After nearly 100 min on hold, a guy with Philippine accent as usually picks up phone and tries to ’resolve’ issue with smile asking me to provide personal information.
I advised FAST Philippino dude to SLOW DOWN and answer me what caused this problem. I learned that my previous purchases was averaging $5...6 and next purchase I tried to use $22 did not go through.
I explained that I’m NOT going to provide my personal information EVERY time I’d like to purchase goods in excess of $7 and unloaded my concerns LOUD to make CLEAR understanding and got my account back working.
If you’re doing business using paypal -- have few to several accounts linked to prepaid bank accounts only!
czarivey
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dweller's avatar
dweller
3,818 posts
 
If you are uncomfortable with overseas call centers, ask the agent if they have call centers in the U.S.. I'm pretty sure that, under law, they must transfer your call to the U.S. call center.
czarivey OP
5,946 posts
 
I NEVER had to report reasons of my spendings and if there are too many reasons to ask my identity, I rise HUGE concerns and buy larger cannons and war machines or peacefully request identity change 
whart's avatar
whart
3,098 posts
 
CZ- what you described in your original post wasn’t necessarily a data breach or invasion of privacy, but instead, probably an algorithm that got trip-wired to prevent potential fraud. Small purchase, then larger one, although I don’t see a 22 dollar purchase as something to raise an eyebrow (robotic or otherwise).
I had a similar experience with Amex with whom i have had an account forever. I used it for the first time to pay a third party food delivery service that picks up from restaurants. Shortly after that, i had a relatively large expenditure. That signaled to Amex that the card or card owner data might have been compromised, b/c apparently, a lot of data thieves will feed themselves using one of these restaurant delivery services, then go wild on bling. That behavior was caught by the Amex algorithm and essentially suspended or reigned in card activity until i finally talked to the right person in the fraud department.
The frustration for me was that it took several calls- and all to the wrong people- who assured me no issues existed with my account. It wasn’t until I got to the "right" person in the fraud department that they explained the procedure, and then removed the flag on my account.
Ostensibly, this is for our own protection. But the "safety device" can over-react or kick in even when there is no foul play afoot. Isn’t that your complaint, as well as trying to get it rectified?
czarivey OP
5,946 posts
 
@whart 
I am proficient with algorithms and applied maths.
The algorithm itself is breach of privacy, 4th Amendment and shouldn’t be in place !

Folks like me (will SHOUT, CONFRONT and REPELL, but there are sheeps that will just provide PI on every so occasion with absolute trust.
You are perfect example of sheep accepting that these so called algorithms normal. To me frequent instances of identity check do look suspicious, unnecessary AND in conflict with basic laws

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