One thing I've learned about people "who have the money". They have money becuase they spend less than they need to. This includes multiple subscription services including streaming. Luckily, I just share family subscriptions with my brothers on Qobuz and Roon, so I'm basically paying for one subscription while having access to both.
FWIW, I do like the sound quality on Qobuz more than Tidal, but Tidal has all the kiddie music that Qobuz does not, which keeps my son and daughter happy. :)