Still old school here - burning to redbook CD’s and storing the media on my shelves in labelled DVD boxes. I had been downloading files from AllFlac.com until they quit accepting USA credit cards and starting offering only bitcoin purchasing. Now I download from Quobuz as .wav files. Allflac had more offerings (which were easy enough to convert from .flac to .wav in JRiver) but Qobuz does pretty well in its offerings though it is much more expensive than Allflac. It is probable that Allflac wasn’t giving much royalty if any back to artists which is what got it in hot water.
I am using Jay’s Audio CDT3 MK3 CD transport which is a beast feeding into a Holo Audio May KTE DAC, feeding into a Primaluna EVO 400 tube pre feeding into a pair of Audion Mk3 monoblocs feeding into Klipsch Cornwall 4’s and Rel subs. The sound seems more than adequate.