I have horn tweeters, and horn mids, and they would reveal any hiss or hum, I have none happily. The FRT-4 SUT has zero hum in my system.
IF you know you will stick with a single arm, with removable headshells for optional pre-mounted cartridges, the Ortofon T30 has 5 optional gain/loads and PASS for MM
I never heard one, I found it’s specs a long time ago
Example: my AT33ptg/II has 0.3mv/10 ohm coil.
LOAD: 'Try For' Formula says coil impedance x 10, so target is 100 ohm load. The 12 ohm setting yields a 118 ohm load, so use that. That setting's GAIN equates to x factor 20, thus signal would be 0.3mv x 20 = 6mv which is more than enough, question becomes too much, might cause overload? probably not.
My FRT-4 setting marked 10 is identical to Ortofon's setting marked 12, both +26db, x factor 20, resultant load 118 ohms, it's like the rules of Bridge, don't ask why, just learn the rules and play.