You did not mention a budget. Jumping to a wild conclusion based on your
table, the stages on your list, and a desire to get something which could survive
multiple upgrades...
I recently saw a ZYX Artisan advertised here on Audiogon for $1500 (new it's
quite a bit more but Mehran at Sorasound may have or two left in inventory at
lower than the newly-raised retail price). It is SS, has a high gain MC head amp
built in, and I have no desire to replace mine. Describing the sound is hard - the
closest I can come may be that it sounds like my ZYX cart - very detailed and
very smooth (I'm a 'tube guy' and it sounds like it should, which is not
something I say about all SS designs).
As for why mfrs choose different gain... ya got me...